“Live life, live life like you’re gonna die

Because you’re gonna

I hate to be the bearer of bad news

But you’re gonna die

In Australia the average life expectancy has increased by over thirty years from 1881 until 2013. A boy born in 2013 can expect to live to 80.1 years and a girl can expect to live to 84.3 years.

There are many examples of people dying young. James Dean died as a result of a car accident at the age of 24.

Otis Redding died at age 26 in a plane crash.

Famously Buddy Holly aged 22, Richie Valens aged 17, and The Big Bopper aged 29 died in the same plane crash.

Bruce Lee of a cerebral edema aged 32.

Average Life expectancy increases overtime as people survive birth, childhood and adolescence. For example in 2013 men and women aged 65 could expect to live until 84.2 and 87.1 years respectively.

Generally speaking chronic diseases feature as the cause of death for people over the age of 45, whilst the leading causes of death for those under 45 are external causes such as motor vehicle accidents and suicide.

We all have experience of people that we have known, loved or both, dying at a much younger age than the average life expectancy. In 2012 there were 5,112 deaths among people aged 25–44 (79 deaths per 100,000 population) whilst this has decreased by 29% since 1997, it is still a significant number of people.

It is a truism that we don’t know the time of our death, so any plan for your future might be cut short by the vicissitudes of life.

That being said it is important that you take action to plan for your future. There is a good chance that you will be alive for many decades to come so you should check to see that you’ll have adequate retirement income.

It’s important that you put a plan into action to create or update your Will, take out a life insurance policy, a power of attorney, and an advance care directive.

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