Is Superannuation part of my Estate?

Unless you specifically nominate that your death benefit is to be paid to your estate, then generally speaking your Superannuation does not form part of your estate. Normally Superannuation is directed to any beneficiaries under a valid binding nomination or at the direction of the trustees under a non-binding nomination.

In either case a Beneficiary under a Superannuation scheme is limited to the members legal personal representative and dependents, including a spouse, child (including adult children), financial dependent, and a person in an interdependent relationship with a scheme member at the time of the members death. If all of the beneficiaries predecease the member the Superannuation trustee takes the members Will or any other relevant evidence into account when deciding how to direct the benefit.